Random Person Sent Me Money on Cash App: Kindness Or Scam?

Lindsay Hayes

If a random person sent you money on Cash App, they might have sent the cash to your account by accident, or they may have sent you money that they owed. But the thing is, it can also be someone trying to scam you (more on this later).

I've been using Cash App for a while, and have dealt with a few random people sending me money before. Just last week, someone sent me 100 bucks, and I couldn't figure out who it was, even after checking their tag. But after speaking to a Cash App representative, I realized that someone might have been trying to scam me.

So, I thought about telling you more about this, and what you can do when you get cash from a random person.

Contents

Why Did a Random Person Send Me Money On Cash App?

There are a few reasons you may have ended up getting money from a random user.

Young Lady Holding a Smartphone

1. Act of Kindness

Someone could have sent the money to you as a token of appreciation. If it's someone that you personally know, they probably also texted you about the payment. But if they didn't, you can always figure it out by checking out the payment details - the user's account information should be on there (I touched on how to do this later)

2. Late Payment

There's a chance that the cash was for something that someone owed you. You probably got a message along with the payment telling you what it was for. But if you didn't, you can once again check the payment details, and try and figure things out.

3. Accidental Payment

There's also a chance that the payment was accidental. Unfortunately, it can be hard to figure out whether this is actually what happened, so you'll have to get in touch with the Cash App support team.

4. Cash App Scams

A lot of the time, users send money randomly when they're trying to scam. The scam usually works like this: they would ask you to send them back the cash they sent you, while also speaking to Cash App and trying to get a refund from their end. So, they'd get double the money in the end.

This is one of the most common Cash app scams, but other scams include users saying they have a prize for you, and then asking for cash to get a code to unlock it, or threatening to hack you and asking you to send money to prevent it.

What Do You Do if a Random Person Sent Money on Cash App?

There are 4 steps to follow whenever a random person sends money to your account.

Step 1: Check the Cash App Users Profile

The first thing that you should do is try and find the sender's profile. They might be someone you know, and not a stranger at all. You can do this by doing the following:

You should see the name and profile picture of the person who sent you the money - there might be a message that they've sent along with the payment. Click on it, and then check whether it clears up why you might have gotten the money.

Step 2: Speak to Family Members & Friends

If you don't recognize the Cash App user, speak to your friends and family about the money that you received. Definitely don't accept the payment yet, as it can be a Cash App scam.

Hopefully, it's someone you know that has sent the money. But if it's not, I'd recommend speaking to the Cash app customer service team. They should be able to tell you more about the transaction, and what to do.

Mobile Cash Transfer Between Two People

There are 3 different ways that you can get in touch with Cash app customer support. Here's method 1:

Here's method 2 to contact Cash App support:

Here's method 3 that Cash App customers can get in touch with them:

Step 3: Decide to Refund or Accept Money

The last step is deciding what to do with the money. If the cash was meant to be sent to you, like from a family member or friend, then you should definitely accept it.

Here's how you can accept money on Cash App:

This goes without saying, but if you've figured that the cash wasn't meant for you, you should send it back. Here's how you can go ahead and return it:

Woman Working on Mobile While Holding Some Cash

Is Cash App Safe?

Just like other payment apps, there of course are some risks with Cash App. But the platform is overall pretty safe.

They have strong encryption on their site, and even offer two-factor authentication(2FA) for users: it's a special lock that makes it harder to get hacked. Also, you can set up Touch ID to make your account even more secure.

But to have the safest possible experience, you have to be mindful of how you protect yourself on the app. Here are some suggestions:

Should I Receive Money From Strangers on Cash App?

If the cash was sent by someone by accident, you should definitely not accept the payment - the person who sent you it may urgently need it back.

Now, the cash may have been sent by someone as a token of kindness, or as a payment for something that they owed. So, in these circumstances, you should of course keep the money.

Like I said, though, there's also the chance that the person who sent you money randomly is trying to commit fraud. Generally speaking, you can tell if they ask you to send the money back on a different platform, as Cash App won't be able to track the payment.

Is It Safe To Give Out Your $Cashtag?

The answer's both yes and no. I'll start with the no first - the moment you give another user your $Cashtag, they can start working on figuring out the pin to get into your account.

However, if you're too cautious and avoid giving anyone your tag, you won't be able to receive cash. Also, the risk of getting hacked is significantly lower if you have 2FA enabled, so you don't have to worry too much.

When it comes to the other side of things, remember that the tag doesn't give users any of your private banking details. So, it's not like you put all of your linked bank account information at immediate risk.

To be on the safe side, I'd advise you to not give out your cashtag to random strangers (and especially don't have it on your social media). You can end up in the middle of a scam, as Cash App scammers may "accidentally" send you money, and then try and get the money from Cash App while they make you refund it back.

Can Someone Who Sends You Money on Cash App Hack You?

Since they have your $Cashtag, they can potentially hack you if they figure out your pin. But as mentioned earlier, this is easier said than done, especially if you have 2fa authentication enabled on your account.

Person Using a Smartphone

FAQ

Answered below are some popular questions.

1. Will Cash App Refund Me if I Was Scammed?

Cash app usually refunds users when they get scammed, like if someone acted as a fake representative to get them to send cash, or if they didn't get what they paid for using the platform.

However, the site's refund policy depends on a couple of terms and conditions, so your situation would be evaluated first. So, expect them to take a day or two before they get back to you.

2. How Do You Catch a Cash App Scammer?

The only way that you can catch a Cash App scammer is to be diligent. If someone is being dodgy, they most probably are trying to scam you.

Here's an example - as mentioned earlier, a lot of scammers will say that they have a prize or free money for you, and then ask some cash for a special code to unlock it. If you think about it, their scheme isn't the smartest. So, if you think about it, you'd know that it's a sham.

Moreover, a lot of scammers email you, and say that they are a representative from the platform. Then. they would ask for your personal information for their database Cash app would never get in touch with a customer this way. The other user is just trying to get your information so they can gain access to your account/ debit card details.

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Final Thoughts

There are a couple of different reasons why you might have randomly received money on Cash app. A lot of the time, you might have gotten cash for a payment that someone owes you, or someone you know just sending money as an act of kindness.

However, these Cash app payments can also be someone trying to pull a scam. They'd make you send the money back, while also speaking to the payment app and getting them to refund the money. So, they'd end up with double the cash in the end. You can usually figure it out if it is a scam, as they'd ask you to send the money back on another platform.

Hopefully, you found everything that was discussed useful.

Lindsay Hayes

Author
Hi, I’m Lindsay, a techie from Kansas City. That’s right; I’m a born and bred Midwesterner. I learned to take electronics apart at my dad’s GameStop way back when, and I haven’t stopped since. I spend most of my time checking out new gadgets.
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