Does Chime Work With Venmo? Ultimate Guide

If you're wondering whether Chime works with Venmo, the answer is yes. They're both popular payment services, so this should come as no surprise.

I've been a Chime user for as long as I can remember, and my sister uses Venmo as her main payment method. So, when I had to make transfers to her, I had no problem doing so.

I have looked at how Chime works with Venmo while discussing how you can link the Chime debit card to your Venmo app. You can also make instant transfers between them.

Does Chime Work With Venmo?

Chime is a major financial service owned by Bancorp bank. It allows you to send and receive payments from various payment apps, which includes Venmo.

Venmo, on the other hand, is a subsidiary of the payment giant, PayPal. So, it also works with different payment services, like Chime.

How Do You Link Chime to Venmo?

There are two ways to link Chime to Venmo. The first is through your Chime debit card, while the other is through your Chime bank account.

I've taken a look at how to do these below.

Let's get to it.

1. Chime Debit Card

Just follow these easy steps to link your Chime debit card to Venmo:

• Launch the Venmo app
• Click on the three dashes in the top-right corner
• Click on the Settings button
• Select the Payment Method option
• Click on the Add Bank or Card button
• Choose Card
• Complete the form and include your Chime card information, like its expiration date, number, and security code.
• Confirm the change

2. Chime Bank Account

Linking your Chime bank account details is easy.

Here's how:

• Open the Venmo app
• Click on the three dashes in the top right corner
• Click on the Settings button
• Select the 'Payment Method' option
• Tap the Add Bank or Card button
• Choose Bank
• Choose either the instant verification or manual verification methods
• Find and click on Chime from the list
• Enter your linked chime bank account details
• Confirm the change

How Do I Transfer Money From Chime to Venmo?

Once you've linked your Chime debit or bank account to Venmo, you will be able to transfer funds back and forth whenever you want.

To transfer money from Chime to your Venmo account:

• Open the Venmo app
• Click on the three dashes in the top right corner of the screen
• Click on the Manage Balance option
• Tap the Add Money option
• Enter the amount you want to direct deposit
• Confirm the transfer
• Choose the Chime account/debit card that you want to use
• Click on the Add Money money button to finish up

To transfer money from Venmo to Chime:

• Launch Venmo app
• Click on the Manage Balance option
• Click on the Transfer Funds button
• Enter the amount you want to transfer
• Confirm the transfer details
• Confirm whether you want to transfer money to your Chime bank account or Chime card
• Select either the Venmo instant transfer or the standard 1-3 business day payment method
• Click on the Transfer button at the bottom to confirm

Are There Any Fees for Using Venmo With Chime Bank Account?

There are some fees that you'll have to pay when using Chime with Venmo. However, they're pretty standard. They include:

• You will have to pay a 1.5% transfer fee whenever you make an instant transfer
• You will have to pay a 3% fee if you are using your credit card to pay or transfer money
• You will have to pay a 1% minimum fee of $5 whenever you're sending money to another Venmo account

How Long Does Venmo Funds Take to Transfer to Chime?

This depends on the money transfer option that you chose. If you choose an instant transfer, you can expect your cash to be in your Chime account immediately.

However, if you chose the standard money transfer method, it will take around 1-3 business days for your money to go through.

Is It Safe to Link Venmo to Chime Checking Account?

It's perfectly safe to link Chime debit card and bank accounts with Venmo. Remember that Venmo isn't just any payment app. It's a subsidiary of PayPal, which is a major name in the game. Venmo has stated how secure their services are. So, you have nothing to worry about.

What Do You Do if You Have Problems Using Venmo With Your Chime Account?

If you're having trouble transferring money between Venmo and Chime, there could be a number of reasons for this. Usually, it's due to minor software glitches. Try turning your phone off and on again. Or, go ahead and do a force restart.

On Androids, you can long-hold the Power button for several seconds to force restart. However, it's more complicated on iPhones.

To force-reboot the iPhone 8 and later models, as well as the SE 2 and 3:

• Press and quickly let go of the Volume Up button. Do the same with the Volume Down button
• Press and hold the Side button until the Apple logo appears

iPhone 7 and 7 Plus:

• Press and hold the Power button and Volume Down button until the Apple logo appears

iPhone 6, 6S and SE (1st gen):

• Long-hold both the Power and Home until the Apple logo screen pops up

Of course, you can try updating your software. This will get rid of any bugs that may be causing the problem.

To update iOS:

• Open the Settings app
• Go to General
• Click on Software Update
• Tap on Install Now

To update Android:

• Open your phone's Settings app
• Click on System
• Tap System Update
• Follow the onscreen instructions to download the latest firmware

If the above fixes didn't work, you can try contacting the Venmo customer support team, as well as the Chime app support team. These online financial technology services may be down due to internal issues.

FAQ

Answered below are some popular questions.

Does Chime Work With Cash App?

Yes, Chime does work with Cash app. It's another popular payment app as well. You can either link your Chime card or bank account to Cash app and use it.

Read more resources

Final Thoughts

Chime does work with Venmo. They are two of the most popular transfer apps on the market.

You can either link your Chime debit card or bank account to Venmo and be able to send money to and fro easily.

I also discussed whether there are any fees charged on your linked Chime debit card when sending money from Venmo.

Hopefully, you found all the points mentioned useful.