If you can't use the cash app direct deposit feature, you probably aren't dealing with anything major and just have a bad internet connection. Try moving closer to your router, or restarting it.
But the problem can also be due to you have linked a credit or debit card that does not support instant deposits, or even some kind of issue on the Cash app's end (like their servers being down). There's nothing much you can do if it's a server issue other than sit back and relax.
Just last week, my cash app home screen didn't have the instant transfer feature on it. I tried a few fixes and realized that my internet might have been the culprit. The moment I switched to a new network, I was able to transfer my funds immediately.
So, how do you fix the Cash app instant deposits not working issue? I've run through all the different solutions that can help below.
There are a few reasons why you might not see the direct deposit feature on your app, but usually, it's due to the Cash app's servers being down. You wouldn't be able to connect to their transaction networks and finish the payment. Always rule this out before moving on to other causes, as there's nothing you can do about this other than wait for the Cash app to take care of things from their side.
If it is in fact a server issue, you can check the Cash app server status page and know for sure. Also, check their contact support page out, and reach out to them. You might find out when their servers would be back up again.
Also, there's a button to click whenever you want to make an instant deposit. It's hard to miss, as it asks you whether you want to make standard or instant deposits right in your face. But there's always the small chance that you've been missing it. Keep an extra eye out and then try the transfer again.
With that out of the way, let's get into some other ways to get your Cash app instant deposits working.
A lot of the time, it's your internet connection that's behind the problem. Or more precisely, your signal not being the best. Moving closer or even restarting your router can help get rid of the instant deposit not showing the issue.
In case it's some kind of a network related bug that's causing your internet to act up, I'd recommend switching Airplane Mode on and then off after a couple of seconds. You'll stop connecting to cellular towers which should refresh your connection.
Here's what you do on both iPhone and Android phones:
Some debit cards don't support the transaction networks that the Cash app uses to send instant transfers, like ATM cards or business debit cards. Unfortunately for you, you might be trying to make an instant deposit on one of these types of cards.
If you use one of these cards but are having no luck, not all is lost. Your funds will still go through, but they'll be through the standard deposit feature. So, your cash will take 1-3 business days to fall.
Here are some cards that the Cash app supports, and lets you use the instant transfer on:
Here's how you change your card to transfer funds instantly again:
No surprise, Cash app instant deposits don't show up if your app is outdated and buggy. Actually, if this is what's causing the issue, you'd face all kinds of other app problems, and not just the cash app instant deposit feature not working.
How do you fix this? You simply download the latest version of the app. Just keep in mind that you need a stable internet connection before you start updating. It can take forever, otherwise.
To get the Cash app deposit feature back on Android and iOS devices, head to your Android or app store, search for Cash app, and then click the Update button that is next to it.
If you're up for it, I'd advise you to open the Cash app support page and reach out to them too. There might be some kind of bug that they've not released a patch yet.
Like all other apps, the Cash app also glitches out from time to time. This can not only stop it from accepting instant deposits but standard deposits too. One of the fixes that I'd recommend to get the Cash app instant deposit working again would be to remove and then re-add your debit card. I already ran through how to do this earlier, in Solution 2 - check it out.
If the glitch is a bit more complex, I don't think removing and adding your card again will get instant deposits working again. Instead, you might have to restart your phone. And if that doesn't work, then it may be time to force reboot it.
When it comes to force restarting Androids, you only have to long hold the Power button for around 10 seconds.
On iPhones, though, things get a bit more complicated.
To force-reboot the iPhone 8 and later models, as well as the SE 2 and 3:
iPhone 7 and 7 Plus:
iPhone 6, 6S and SE (1st gen):
If the Cash app doesn't let you send funds instantly because of a glitch that's especially stubborn, then you may have to delete and then reinstall it
Here's how you delete the app on your iPhone:
Here's what you do on Androids:
Once done, open the Apple or Google Play Store and then search for the Cash app and download it. As you can imagine, you'll be logged out of your account and would have to log back in again. When you open the Cash app, you should get the instant deposits back on your Cash app home screen.
Your instant deposits might not be going through because you don't have any funds in your bank account. Obviously, there's nothing you can do about this, other than top-up your bank account with cash again.
Also, even if you have enough funds to use your debit card, there might be some kind of limit on it. A lot of banks put blocks on debit cards if they're been used a lot in a week. So, you might have to wait it out here too.
But apart from your bank account not having enough cash or your debit card hitting its limit, the issue could be due to some kind of internal problem on your bank's end. Just like I advised you to contact Cash app support earlier, I'd advise you to do this with your bank too. They might be dealing with some kind of internal problem that's causing so much trouble with your cash app account, and not accepting instant deposits.
There are a few different reasons why the cash app instant deposit feature might not be working. For starters, you may be using a card that does not support instant deposits. Remove, and then direct link another - you won't go wrong with the standard Visa or MasterCard.
But also, you may just have a bad internet connection. Make sure you have a working, active internet connection by either disconnecting and then reconnecting back to your WiFi, or turning airplane mode on and then off.
Of course, the issue can be due to your bank account not having enough funds to transfer any cash. Not only would you face the Cash app instant deposit not showing up the issue, but you just won't be able to transfer money to anyone in general either.
Hopefully, you found all of the points that were run through useful.