{"id":4676,"date":"2023-02-18T18:27:09","date_gmt":"2023-02-18T12:57:09","guid":{"rendered":"https:\/\/cpuforever.com\/?p=4676"},"modified":"2023-02-18T18:40:40","modified_gmt":"2023-02-18T13:10:40","slug":"does-chime-show-pending-deposits","status":"publish","type":"post","link":"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/","title":{"rendered":"Does Chime Show Pending Deposits? (How to Check?)"},"content":{"rendered":"\n<p>Yes, Chime shows pending deposits on both its mobile app and browser site. You'll have to log into your account, and head over to the Statements tab. There will be a grey mark next to any cash that you've sent if it's pending.<\/p>\n\n\n\n<p>I recently sent my friend some cash on Chime, but it didn't go through to her account. So, I wanted to find out what went wrong. In the process, I discovered that Chime doesn't deposit cash transferred during the weekend. I also saw the transferred amount in my pending deposits section until it disappeared the following Monday when the transfer went through.<\/p>\n\n\n\n<p>Inspired by this, I've outlined how you can check your pending deposits on Chime. I have also looked at some additional information, like what to do if your deposit is not coming through.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6615d00be4899\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6615d00be4899\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#Does_Chime_Show_Pending_Deposits_On_Chime_Account\" title=\"Does Chime Show Pending Deposits On Chime Account?\">Does Chime Show Pending Deposits On Chime Account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#How_Long_Until_Chime_Direct_Deposit_Hit_Bank_Account\" title=\"How Long Until Chime Direct Deposit Hit Bank Account?\">How Long Until Chime Direct Deposit Hit Bank Account?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#1_Mobile_Check_Deposit\" title=\"1. Mobile Check Deposit\">1. Mobile Check Deposit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#2_External_Transfers\" title=\"2. External Transfers\">2. External Transfers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#3_Direct_Deposit_Payments\" title=\"3. Direct Deposit Payments\">3. Direct Deposit Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#4_Cash_Deposit_At_Retail_Stores\" title=\"4. Cash Deposit At Retail Stores\">4. Cash Deposit At Retail Stores<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#How_Do_I_Know_Direct_Deposit_Is_Working_on_Chime_App\" title=\"How Do I Know Direct Deposit Is Working on Chime App?\">How Do I Know Direct Deposit Is Working on Chime App?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#FAQ\" title=\"FAQ\">FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#1_On_What_Holidays_Are_Chime_Deposits_Not_Processed\" title=\"1. On What Holidays Are Chime Deposits Not Processed?\">1. On What Holidays Are Chime Deposits Not Processed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#2_How_Do_I_Know_When_My_Direct_Deposit_Was_Sent_Through_Chime\" title=\"2. How Do I Know When My Direct Deposit Was Sent Through Chime?\">2. How Do I Know When My Direct Deposit Was Sent Through Chime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#3_Can_Chime_Reverse_a_Pending_Transaction\" title=\"3. Can Chime Reverse a Pending Transaction?\">3. Can Chime Reverse a Pending Transaction?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cpuforever.com\/resources\/does-chime-show-pending-deposits\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_Chime_Show_Pending_Deposits_On_Chime_Account\"><\/span>Does Chime Show Pending Deposits On Chime Account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As mentioned, Chime does let you see your pending deposits. The process to check this differs depending on whether you're using a computer or mobile phone. Keep in mind that it will only show the cash you have transferred and not any funds that have been sent to your account.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"350\" src=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Services-Browser-View-and-the-App-View.jpg\" alt=\"Online Banking Services Browser View and the App View\" class=\"wp-image-4682\" srcset=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Services-Browser-View-and-the-App-View.jpg 500w, https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Services-Browser-View-and-the-App-View-300x210.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n<p>To check your pending Chime deposit on a computer browser:<\/p>\n\n\n\n<ul>\n<li>Go to the Chime website<\/li>\n\n\n\n<li>From the Chime website, log into your Chime account<\/li>\n\n\n\n<li>Select the Statement option from the bar on the left corner of the screen<\/li>\n\n\n\n<li>Go through the statement list and look for any payments in grey - these are your chime deposits that are still pending (you can click on the Download button to save this information from your monthly statement to your device)<\/li>\n<\/ul>\n\n\n\n<p>To check your pending Chime direct deposit on the mobile app:<\/p>\n\n\n\n<ul>\n<li>Launch the Chime app<\/li>\n\n\n\n<li>Log into your account<\/li>\n\n\n\n<li>Click on the View Transactions button below your account balance<\/li>\n\n\n\n<li>Click on the Pending Deposits label (all the mobile deposit payments should be listed in grey)<\/li>\n<\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Long_Until_Chime_Direct_Deposit_Hit_Bank_Account\"><\/span>How Long Until Chime Direct Deposit Hit Bank Account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Direct deposits fall into Chime accounts almost immediately. I've run through some other points you need to know, along with <a href=\"https:\/\/help.chime.com\/hc\/en-us\/articles\/224909047-How-long-will-it-take-for-my-money-to-post-to-my-Chime-Checking-Account-\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">how long other deposits<\/a> take in the section below.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Mobile_Check_Deposit\"><\/span>1. Mobile Check Deposit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Checks deposited through the Chime mobile app usually take around 5 business days to clear and be added to accounts.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_External_Transfers\"><\/span>2. External Transfers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>External transfers from non-Chime accounts, like other bank or debit cards, will take around 5 business days.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Direct_Deposit_Payments\"><\/span>3. Direct Deposit Payments<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can expect Direct deposits to fall into your account immediately unless it is a non-working day. This means that if someone makes a direct deposit on a Saturday, it will only be in your app account on Monday.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Cash_Deposit_At_Retail_Stores\"><\/span>4. Cash Deposit At Retail Stores<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can <a href=\"https:\/\/www.chime.com\/blog\/how-to-deposit-cash-into-your-chime-account\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ask cashiers<\/a> at selected retail locations to transfer a deposit to your Chime checking account. It will take around 5 business days to be transferred.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"350\" src=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Using-Laptop.jpg\" alt=\"Online Banking Using Laptop\" class=\"wp-image-4683\" srcset=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Using-Laptop.jpg 500w, https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Using-Laptop-300x210.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Do_I_Know_Direct_Deposit_Is_Working_on_Chime_App\"><\/span>How Do I Know Direct Deposit Is Working on Chime App?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As mentioned, direct deposits are sent to accounts almost immediately. In case it's been hours, and you still haven't received the funds you're expecting, it could be a holiday that you're unaware of.<\/p>\n\n\n\n<p>If you check the Chime app <a href=\"https:\/\/www.chime.com\/blog\/chime-holiday-bank-schedule\/#\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">schedule page<\/a>, they clearly mention that they don't work on non-business days. You will have to be patient till then.<\/p>\n\n\n\n<p>However, if it's a working day but your Chime deposits still haven't come through, the app's servers may be down. You can visit their <a href=\"https:\/\/www.chime.com\/status\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">system status page<\/a> to rule this out. If it's a server problem, there will be other users complaining about it online, such as on Twitter (it won't hurt to <a href=\"https:\/\/www.chime.com\/blog\/how-to-contact-chime-customer-service\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">contact<\/a> Chime support too).<\/p>\n\n\n\n<p>Of course, the issue could be due to your employer or payroll provider using the wrong information - so, make sure that they include the correct Chime routing number, or online banking account number before sending you your cash.<\/p>\n\n\n\n<p>Lastly, Chime may be malfunctioning and not processing deposits because of major internal issues. Contact Chime customer support and tell them what you're facing.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Answered below are some popular questions.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_On_What_Holidays_Are_Chime_Deposits_Not_Processed\"><\/span>1. On What Holidays Are Chime Deposits Not Processed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There are quite a few federal and bank holidays that Chime doesn't process payments on. Compared to any other financial technology company, the number of off days they take is pretty standard.<\/p>\n\n\n\n<p>Here are the Chime banking holidays:<\/p>\n\n\n\n<ul>\n<li>Monday, January 2 (observed) New Year\u2019s Day<\/li>\n\n\n\n<li>Monday, January 16 Birthday of Martin Luther King, Jr. (MLK Day)<\/li>\n\n\n\n<li>Monday, February 20 Washington\u2019s Birthday (President\u2019s Day)<\/li>\n\n\n\n<li>Monday, May 29 Memorial Day<\/li>\n\n\n\n<li>Monday, June 19th Juneteenth<\/li>\n\n\n\n<li>Tuesday, July 4 Independence Day<\/li>\n\n\n\n<li>Monday, September 4 Labor Day<\/li>\n\n\n\n<li>Monday, October 9 Indigenous Peoples\u2019 Day<\/li>\n\n\n\n<li>Saturday, November 11 Veterans' Day<\/li>\n\n\n\n<li>Thursday, November 23 Thanksgiving Day<\/li>\n\n\n\n<li>Monday, December 25 Christmas Day<\/li>\n\n\n\n<li>Monday, January 1 New Year\u2019s Day&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_How_Do_I_Know_When_My_Direct_Deposit_Was_Sent_Through_Chime\"><\/span>2. How Do I Know When My Direct Deposit Was Sent Through Chime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you have received a Chime direct deposit, you will get an email notifying you that funds have been sent to your account. You can retrieve them from the link that was sent.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Can_Chime_Reverse_a_Pending_Transaction\"><\/span>3. Can Chime Reverse a Pending Transaction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, you can reverse a pending transaction that you made.<\/p>\n\n\n\n<p>Here's how:<\/p>\n\n\n\n<ul>\n<li>Open the Chime app<\/li>\n\n\n\n<li>Log into your Chime account<\/li>\n\n\n\n<li>Go to the View Transactions tab once logged into your Chime account<\/li>\n\n\n\n<li>Find the transaction\/pending deposit that you want to delete<\/li>\n\n\n\n<li>Tap on it and then click on the Cancel Transfer button<\/li>\n\n\n\n<li>Tap Cancel Transfer again to confirm<\/li>\n<\/ul>\n\n\n\n<p>You can also call the app team and ask them to reverse your pending deposit.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"350\" src=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Portal.jpg\" alt=\"Online Banking Portal\" class=\"wp-image-4681\" srcset=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Portal.jpg 500w, https:\/\/cpuforever.com\/wp-content\/uploads\/2023\/02\/Online-Banking-Portal-300x210.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n<p><a href=\"https:\/\/cpuforever.com\/resources\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read more resources<\/a><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Chime shows pending deposits for any transactions that you've made on both the Chime mobile app, as well as the Chime website. To check the pending deposit, simply find your Chime account monthly statement, and look for a grey text - your pending deposits.<\/p>\n\n\n\n<p>Apart from how to check pending deposits, I have also touched on additional information, like the processing time for any pending transactions, whether Chime will process deposits on bank holidays, and what to do if your Chime direct deposit funds are not going through.<\/p>\n\n\n\n<p>Hopefully, you found all the points discussed useful and can check your pending deposit now.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yes, Chime shows pending deposits on both its mobile app and browser site. You'll have to log into your account, and head over to the Statements tab. There will be a grey mark next to any cash that you've sent if it's pending. I recently sent my friend some cash on Chime, but it didn't [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":4687,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[24],"tags":[],"_links":{"self":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/4676"}],"collection":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/comments?post=4676"}],"version-history":[{"count":7,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/4676\/revisions"}],"predecessor-version":[{"id":4746,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/4676\/revisions\/4746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/media\/4687"}],"wp:attachment":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/media?parent=4676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/categories?post=4676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/tags?post=4676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}