{"id":2611,"date":"2022-10-19T23:13:48","date_gmt":"2022-10-19T17:43:48","guid":{"rendered":"https:\/\/cpuforever.com\/?p=2611"},"modified":"2023-01-10T23:16:14","modified_gmt":"2023-01-10T17:46:14","slug":"zelle-payment-pending","status":"publish","type":"post","link":"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/","title":{"rendered":"FIXED: Zelle Payment Pending Error (Ultimate Guide)"},"content":{"rendered":"\n<p>If your Zelle payment is stuck on pending, you probably made the transfer on a holiday. This is not something to worry about, as the cash will be transferred on the very next business day.<\/p>\n\n\n\n<p>At the same time, you might be sending cash to a user outside of the US. You'll have to double-check this and then try the transaction again.<\/p>\n\n\n\n<p>I've had the \"payment is pending\" message appear once. Turns out, the Zelle Payment couldn't be completed because the user I was sending the cash to was outside the States.<\/p>\n\n\n\n<p>I've gone through all the reasons why the error appears, and how to fix it below.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-661e7533e184f\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-661e7533e184f\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Why_is_Your_Zelle_Payment_Pending\" title=\"Why is Your Zelle Payment Pending?\">Why is Your Zelle Payment Pending?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Reason_1_Transfers_Dont_Work_on_Non-Business_Days\" title=\"Reason 1: Transfers Don&#039;t Work on Non-Business Days\">Reason 1: Transfers Don't Work on Non-Business Days<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Reason_2_Bank_Service_Issues\" title=\"Reason 2: Bank Service Issues\">Reason 2: Bank Service Issues<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Reason_3_Zelles_Facing_Technical_Issues\" title=\"Reason 3: Zelle&#039;s Facing Technical Issues\">Reason 3: Zelle's Facing Technical Issues<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Reason_4_Zelle_Blocked_Account\" title=\"Reason 4: Zelle Blocked Account\">Reason 4: Zelle Blocked Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Reason_5_International_Transaction\" title=\"Reason 5: International Transaction\">Reason 5: International Transaction<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#What_Do_You_Do_If_You_Transferred_Cash_to_the_Wrong_Account\" title=\"What Do You Do If You Transferred Cash to the Wrong Account?\">What Do You Do If You Transferred Cash to the Wrong Account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#How_Long_Will_Zelle_Be_Pending\" title=\"How Long Will Zelle Be Pending?\">How Long Will Zelle Be Pending?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#How_Long_Does_It_Take_for_Zelle_to_Process_Funds\" title=\"How Long Does It Take for Zelle to Process Funds?\">How Long Does It Take for Zelle to Process Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Can_I_Send_5000_Through_Zelle\" title=\"Can I Send $5000 Through Zelle?\">Can I Send $5000 Through Zelle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#How_Do_I_Accept_Pending_Zelle_Payments\" title=\"How Do I Accept Pending Zelle Payments?\">How Do I Accept Pending Zelle Payments?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cpuforever.com\/resources\/zelle-payment-pending\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_is_Your_Zelle_Payment_Pending\"><\/span>Why is Your Zelle Payment Pending?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are a couple of reasons why you might be getting the pending payment error.<\/p>\n\n\n\n<p>Let's talk about them.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"350\" src=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Money-Transfer-At-A-Cafe.jpg\" alt=\"Mobile Money Transfer At A Cafe\" class=\"wp-image-2617\" srcset=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Money-Transfer-At-A-Cafe.jpg 500w, https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Money-Transfer-At-A-Cafe-300x210.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reason_1_Transfers_Dont_Work_on_Non-Business_Days\"><\/span>Reason 1: Transfers Don't Work on Non-Business Days<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you made the payment on a holiday, the Zelle payment pending issue shouldn't be a surprise. All you need to do is sit back and relax until the next working day.<\/p>\n\n\n\n<p>Also, payments won't be made until the next day if it's past 7 PM.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reason_2_Bank_Service_Issues\"><\/span>Reason 2: Bank Service Issues<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There may be some issues on your bank's end, like outages or their servers being down. They probably have a status page that you can visit to check whether this is the case.<\/p>\n\n\n\n<p>If you want, you can also call them and ask whether they're dealing with any problems.<\/p>\n\n\n\n<p>If this is this case, once again, all you can do is sit back and relax.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reason_3_Zelles_Facing_Technical_Issues\"><\/span>Reason 3: Zelle's Facing Technical Issues<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>On the flip side, Zelle might be facing technical issues. Visit their <a href=\"https:\/\/updownradar.com\/status\/zellepay.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">system status page<\/a> to check whether their servers are down.<\/p>\n\n\n\n<p>While you're at it, go online and check whether other users are facing delays. They should be if it's a server-wide problem.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reason_4_Zelle_Blocked_Account\"><\/span>Reason 4: Zelle Blocked Account<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Although this is not the most common reason, your payment might be stuck because you're trying to transfer cash to a suspended user.<\/p>\n\n\n\n<p>They might have been suspended if there were reports against them, or if there has been suspicious activity on their account.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reason_5_International_Transaction\"><\/span>Reason 5: International Transaction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Zelle only allows you to send and receive payments with users in the U.S. The error will pop up if you try and send cash to someone who's abroad.<\/p>\n\n\n\n<p>If you want to transfer cash to someone outside the States, there's a hack that you can use. You might still be able to send money to them if they sign up with an American registered mobile number.<\/p>\n\n\n\n<p>Here's what you do:<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"How to Get a Free USA Phone Number from any Country\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Y1P8DVvawnA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Do_You_Do_If_You_Transferred_Cash_to_the_Wrong_Account\"><\/span>What Do You Do If You Transferred Cash to the Wrong Account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you didn't include the correct email address or phone number when sending money, you might find it hard to get your cash back. Zelle only allows you to do this if you accidentally transferred cash to someone who isn't enrolled with them yet.<\/p>\n\n\n\n<p>Let's say you've accidentally made the transfer to someone who isn't enrolled with the Zelle app. What should you do?<\/p>\n\n\n\n<p>Try out these steps:<\/p>\n\n\n\n<ul>\n<li>Open the Zelle application on your smartphone<\/li>\n\n\n\n<li>Go to the Activity page on the bottom of the screen<\/li>\n\n\n\n<li>Choose the payment activity you want to cancel<\/li>\n\n\n\n<li>Click on the Cancel This Payment option, and confirm the cancellation<\/li>\n<\/ul>\n\n\n\n<p><strong>Related Posts:<\/strong><\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/cpuforever.com\/resources\/how-to-block-someone-on-zelle\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/cpuforever.com\/resources\/how-to-block-someone-on-zelle\/\" rel=\"noreferrer noopener\">How to Block Someone On Zelle? A Step-by-Step Guide <\/a><\/li>\n<\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Answered below are some popular questions.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_Long_Will_Zelle_Be_Pending\"><\/span>How Long Will Zelle Be Pending?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The answer to this depends. If you made the payment on a holiday, or after 7 pm on a working day, the transaction would go through on the next business day.<\/p>\n\n\n\n<p>However, if your payment is pending because of a server issue or technical problem, it might take some time for your payment status to change. You might have to contact Zelle about this.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_Long_Does_It_Take_for_Zelle_to_Process_Funds\"><\/span>How Long Does It Take for Zelle to Process Funds?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Zelle processes payments in minutes. If you include the correct email and phone number, and it's not a non-working day, the recipient should get your cash almost immediately.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Can_I_Send_5000_Through_Zelle\"><\/span>Can I Send $5000 Through Zelle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here's the deal - Zelle has restrictions on the amount of cash that you can transfer. Right now, it is $5,000 a month. Just remember that if you're trying to transfer this $5,000 in one go, you won't be able to.<\/p>\n\n\n\n<p>Your bank could also play a role in how much you can transfer. There might be restrictions on your bank account that you don't know about.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_Do_I_Accept_Pending_Zelle_Payments\"><\/span>How Do I Accept Pending Zelle Payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you have transactions pending, you can access your cash in a minute tops with the below steps:<\/p>\n\n\n\n<ul>\n<li>Wait for the payment request notification to pop up<\/li>\n\n\n\n<li>Open the Zelle mobile banking app<\/li>\n\n\n\n<li>Select your bank or credit union<\/li>\n\n\n\n<li>Follow the instructions to receive your cash<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"350\" src=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Payment-App.jpg\" alt=\"Mobile Payment App\" class=\"wp-image-2619\" srcset=\"https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Payment-App.jpg 500w, https:\/\/cpuforever.com\/wp-content\/uploads\/2022\/10\/Mobile-Payment-App-300x210.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n<p><a href=\"https:\/\/cpuforever.com\/resources\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read more resources<\/a><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are many reasons why you may be dealing with the pending payment problem. In most cases, you might not be able to send money because of a problem with your bank account.<\/p>\n\n\n\n<p>On the other hand, you may have included the wrong recipient's email address or US mobile number\/account details.<\/p>\n\n\n\n<p>Moreover, the Zelle app will cause the pending payment status to pop up if you paid the money after 7 pm, or if it's a holiday. There's nothing you can do, other than wait for the next working day.<\/p>\n\n\n\n<p>We hope you found these points useful. I ran through what you need to do if the pending payment error pops up when sending money, as well as some additional information, like how long Zelle takes to process payments, and how to accept payments.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your Zelle payment is stuck on pending, you probably made the transfer on a holiday. This is not something to worry about, as the cash will be transferred on the very next business day. At the same time, you might be sending cash to a user outside of the US. You'll have to double-check [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":2621,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[24],"tags":[],"_links":{"self":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/2611"}],"collection":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/comments?post=2611"}],"version-history":[{"count":7,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/2611\/revisions"}],"predecessor-version":[{"id":4019,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/posts\/2611\/revisions\/4019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/media\/2621"}],"wp:attachment":[{"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/media?parent=2611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/categories?post=2611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cpuforever.com\/wp-json\/wp\/v2\/tags?post=2611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}